Top Tips for Travelling to the USA

The USA is an amazing country that offers something for every type of holidaymaker – from city breaks to historic sites and from sports holidays to amazing camping spots. While culturally, the USA is very similar to many of the countries of Europe, they do have some rules and regulations that are different to travelling around Europe. So here are some top tips to travelling to the USA to make your trip as enjoyable and problem-free as possible.

Preparing for your trip
Before you book your trip, consider the time of year, you are travelling and the part of the USA you are travelling to. Hurricane season runs from June to November and affects a large number of states across the centre and south of the country. If you have booked for this period of time and for an area affected by the hurricanes, you can monitor the situation ahead of the event via the National Hurricane Center’s website.

The other important thing to remember about the USA regards medical insurance. The US doesn’t have a state system that is free the way that some countries do so medical costs can be quite expensive if something goes wrong. This is why travel insurance for the US is always the most expensive level but can be essential. If you aren’t correctly covered under the travel insurance, you personally will be liable for the costs of any medical treatment you need and this can easily run into the thousands of dollars.

Boarding the plane
The USA has very strict rules about what you can and cannot take on an airplane that is entering their airspace, which is understandable in light of recent history. There is also a very high level of security upon entering the country so if you need further information about this, check with your airline or the US Federal Aviation Administration’s website.

Entering the country
Unlike travelling between many states in Europe, you cannot enter the US without a visa. This is a document that is issued on a discretionary basis by the US embassy in the capital city of your country and can be obtained only by visiting the embassy in person. To do this you need to book an appointment some time in advance and have a meeting with a member of embassy staff to get the visa.

Another option that has been created recently is called an ESTA application. This is an online process that alleviates the need to visit the embassy and can all be processed on their website. It produces an ESTA visa waiver that is valid for 90 days for trips to the US and also allows trips to neighbouring countries such as Mexico and Canada and then re-entry to the US on the same visa.

Getting around
If you decide you want to rent a car and drive around when staying in the US, then most countries such as the UK have an agreement whereby you can use your driving license. As long as you have a full license you can drive in the US though some rental car companies stipulate that the driver must have had the license for at least twelve months and be a minimum age of 21, 25 for some companies. International driving permits are not required but are generally said to be helpful.

The professional company andwebtraffic provides all the information on buy traffic.

Tips in Choosing an Online Travel Agency

Making use of an online travel agency has its benefits. For one, you don’t have to go through the hassle of visiting a booking office in person. And two, you can often save money if you book your travels online. And of course, there’s the fact that you can have several choices to pick from. You can easily navigate from travel website to another, comparing prices and services. This way, you will be able to find the most appropriate deals with the best prices. Booking online is also quick and easy. It’s just a matter of making a few clicks and you are done.

Now, just because booking your travels using an online travel agency is easy doesn’t mean you are not susceptible to making mistakes. If you are not careful, you might end up choosing the worst possible offer for you. One thing you should always remember is that you should not believe in everything that you hear from travel agencies especially with regards to promos and discounted offers. Sometimes, a promo may look like a great deal in the surface but if you look closer into it, it really won’t benefit you the way you expect it to. That said, always weigh things before making any decisions. Don’t be blinded by discounts or promos nor allow them to cloud your judgments.

Here are a few practical tips on how you should go about in booking your travels on the internet.

1. Ask around. You could ask a friend, a family member or a co-worker who has experience booking his or her travels online. Ask for their recommendations. A recommendation from someone you personally know is much better than the reviews you will find online. Don’t rely too much from recommendations though.

2. Always make sure that you are dealing with a legit travel website. You will be transacting online so there will be people out there planning to scam your money away. So as much as possible, stay away from shady and suspicious travel websites.

3. Try requesting information from a travel website. You can gauge the quality of the services of a travel agency based on its response time to your inquiries. If the agency takes forever to reply to your simple inquiries, then it’s probably not worth your time. But if it quickly responds and assists you if you ask more questions, then the agency is probably worthy of your investment.

4. Ask for recommendations from the agency itself. Let’s say for instance that you are planning to tour Canada. You can try asking the agency which of their packages should you purchase. If the agency really cares about their clients, they will recommend to you the most appropriate travel package for you.

5. Compare prices. This is why you should look around for several travel agencies so that you have choices to compare. Again, this is easy to do because most travel agencies these days maintain their own websites.

These are some of the most important tips in choosing an online travel agency.

Top 5 Online Travel Tips You Need to Know

Years ago I remember going to the travel agent to plan my vacation, never even considering an online travel agent. But nowadays it’s the other way around, and most people don’t even give a thought to planning a trip without a computer. But the fact is you can often get a better discount by using an online travel site. Here are 5 travel tips to keep in mind.

1. Find great travel reviews online. You can check what people have to say about these sites and be sure you are not getting a shady deal or traveling at the wrong time. People will also chime in and let you know where the best discounts and freebies are. You can find out what the locals are saying too.

2. Locate fabulous deals. By far the best reason to do your travel deal shopping online is to get all the best deals. By scouring the travel websites online you can put your vacation together as you please by comparing different prices. For example, maybe you find a super vacation package one-way to your destination with one airline, and then you find a great deal on the way back with a separate air carrier. Go for it! Mix and match. You’ll save a ton of money with this method.

3. Different times equal different prices. Last time I planned a vacation I checked airline prices multiple times a day on every day of the week. It was a lot of fun actually because the prices changed all the time. It was almost like playing a game, click on the price now and see what it is! Maybe cheaper, maybe not. But one thing to keep in mind is if you happen to stumble upon a fantastic travel deal (and you will at some point), snap it up because you may never see it again. That’s what happened to me a few times. I debated and didn’t grab the excellent deal and it was gone, never to be seen again.

4. Sign up for email alerts. Go to all the major travel sites and get on an email list for travel discounts to be emailed to you. You should probably create a special account just for this so that you won’t have them all going into your main account. Sure, you are going to get lots of stuff you can’t use but every now and then you will receive that gem of a deal. But check your mail daily and go immediately to check out anything that looks promising.

5. Buy travel insurance sometimes but not always. So you’ve found your fantastic and amazing vacation deal and now you are wondering, should you spring for insurance as well? Yes you should if you are going on a cruise or traveling with a tour group or paying megabucks in advance for your trip. These policies are an added expense, sure, but the peace of mind is worth it.

Criminal Informants

Criminal informants, usually called “confidential informants” which is an oxymoron if I have ever heard one are glorified criminals. How can the criminal justice system justify a means to an end by giving criminals the opportunity to commit more crimes and the credibility to accuse other people of crimes? It would appear that a criminal will subject himself and others to danger, deceit and even death in order to commit a crime. When an informant is put on the street to carry out a job for the Justice system, does he suddenly become less dangerous and less deceitful?

Deceit is a major characteristic of criminals and is detestable in the eyes of the law, however; the system allows informants to deceive people in order to obtain information that will lead to an arrest. This can be compared to teaching your children not to hit people, however, you as the authoritative figure slap your child because the child hit his sister. This teaches the child nothing, actually; this confuses the child. This calls for a little “practice what you preach.” The informant is punished for “doing a thing” that you are now praising him for. Where is the consistency?

Confidential informants are supposed to be protected by the law. They are protected because if a defendant learns who the informant is; he may want revenge. By the same token, a detective will burn a confidential informant when he is not needed any longer. There is absolutely no consistency using the informant tactic to obtain information that may lead to an arrest. This is a selfish and lazy police tactic.

We entrust law enforcement with our safety, with our lives, however; it is a huge mistake in thinking that we are safe when criminals who have not been reformed are allowed to walk the streets as menaces to society. There may be a handful of descent informants walking the streets but; a handful is not a high enough number to prove a police tactic to be effective. There is nothing effective about a criminal entrusted, credited and glorified to do a detective’s job when he is deceitful and a possible danger.

Does a means to an end include informants committing more crimes and hurting innocent people when they should be in rehabilitation? I do not think that this informant tactic has been taken into consideration thoroughly. It is not fair to society at large to let recidivists run rampant. As a citizen I have a right to say this. As a witness to an informant gone wrong; I have even more of a right to say this because I was able to see first hand, a crooked, maniacal informant at work.

This informant has committed more crimes in more crime categories than anyone I know. He has bragged about being an informant for years stating that the police department is on his payroll and that he has a detective in his pocket. He set up a family friend in front of my family member and the detectives dropped him off at my house while the person who was set up was arrested, booked and thrown in jail. This is a dangerous game.

The informant has been a family friend for approximately eleven years so I can safely say that I have seen him in action. Many people can attest to the facts that this informant is a drug addict; drug dealer who drives on a suspended license while drinking and drugging, robs people and has been arrested for violent crimes. Why is this menace allowed to walk the streets without rehabilitation?

This is not fair to the citizens of this country. In fact, this is a crime against society and if something is not done about this; we can look forward to many innocent people doing time for an informants crime. This already is a reality, however, this reality will get worse. You have to realize that this deception does not stop with the informant and detective. This is a game of deception within the system.

The game of deception within the system extends to attorneys and in fact other representatives have become questionable. I must inform you that an attorney asked me not to share this information. The attorney told me that if this type of information gets out and people know that there is foul play within the system people will panic and he said, “the public does not want to know that they are not safe.”

I am witness to three crooked cases and I have been extremely quite about them because I do not want to alarm the public. Today, you can search the web for anything you are curious about and I was curious about confidential informants so I did a search. I learned that the informant tactic is failing because too many informants are crooked and choose to lie about innocent people to law enforcement. According to some sources; this is becoming an epidemic and needs to be addressed. You should be informed that this is not just a problem with informants but with detectives as well.

According to one source in an article I read; police officers said that a man sold them drugs, however; this man that supposedly sold them drugs was in flight to Chicago at the time. This source also contends that in another case, a man approximately seventy pounds lighter and one foot shorter than the actual offender was blamed for a cocaine buy. In yet another case, a woman was picked out by using a sixth grade picture that was ten years old for selling drugs to a DEA agent (Kroll, 2008).

This same source states that Federal prosecutors did not see the signs. This is pathetic. I want to know that I trust with my life, and the lives of others, that authority figures KNOW the truth or close to it before they file charges against people (Kroll, 2008).

There are several websites available on the web for you to learn alarming information. I am not going to list them in this article. It will take an article of many pages to quote what I have found. There is a website called whosarat.com that you may be interested in reading. I have only pulled up the page and have not read the content yet and I am not suggesting you read it to find the rats. I recommend you read the content and conduct your own research in order for you to also realize that the crooked informant epidemic is a real epidemic.

We are the people and we have a right to protect ourselves and a right to say who we trust to protect us. We are all human and humans run the Criminal Justice System. As humans err, the administrators of justice do as well. Informants are criminals which makes them less than honest and always looking for a way out. It is our duty to investigate this crooked informant epidemic before it spreads world-wide and more innocent people do time for informant crimes.

Free Glycemic Index Information – Learn How the Glycemic Index Can Help Improve Your Health

When it comes for free, grab it and make the most out of it. Just like your free glycemic index – a free everyday guide to healthy eating and fabulous body.

How does it do this? Well, the GI is defined as the numerical computation of how much reaction the blood sugar level produce when a certain food is ingested by the body. Guarding the insulin level is very important to people with diseases such as diabetes and certain heart problems. So, having knowledge of what a food may cause them will be very essential.

Low GI foods contribute less in the rise of the blood sugar level as compared to the high GI foods. Therefore, it is safe to assume that foods having low GI are healthy foods. Furthermore, eating low GI foods can keep you stay in shape. The slow rate of digestion of low GI foods makes that possible because for as long as the foods are still being digested by the body, you wouldn’t be craving for anything yet. Thus, minimizing food intake and reducing risks of acquiring unnecessary fats.

The free glycemic index will guide you in your everyday meal plan. You don’t have to be doing a lot of exercise or do fasting anymore, just get a copy of free glycemic index lists or charts and depend on these for your shopping needs to know which food you should maximize. If you would like low GI meals, there are also online low GI recipes that you may follow. With the popularity of the this index diet nowadays, just a click on the mouse and you are off to a healthy and sexy body.

So go on and grab your free glycemic index. Nothing as good as this has ever come at no cost before, so better make use of it as much as you can.

Using Glycemic Index Charts

Do you find it hard to take off that extra weight? Do you find yourself in constant confusion on which foods you should or should not eat? Does it feel like no matter what you do you just keep getting bigger? Or are there times when you do lose weight but gain it again as it were never gone? Don’t worry, you and millions out there suffer the same fate when it come to getting that gorgeous body and staying healthy and fit. But keep in mind that whatever you are doing maybe counter productive to your goals – that’s why it’s not working for you.

Eating is a past time for many. But having a great body does not mean letting go of this fabulous hobby. It’s a matter of eating the right kinds of food! So which ones to eat you might ask? Low glycemic food.

Glycemic index weight loss programs are suitable for almost any person wanting to get a better body. Through glycemic index research, scientists and fitness professionals have narrowed down the best foods to consume. You can get a free glycemic index chart and simply choose the foods that you want to eat. This helps you plan your meals properly and stay healthier in an easy and a hassle-free manner.

To use this free index chart, you simply refer to the list food and their glycemic value (it ranges from 0 to 100). The higher the number means it gets absorbed by the body faster. Furthermore, when glucose is rapidly absorbed by the body it raises the blood sugar level and that is what you want to avoid. The glycemic index research showed that foods with values lower than 55 is best for you. Those between 55 and 70 are relatively good while those that are 70 and above are somewhat risky choices.

Here a food trivia: a Snickers bar has lower index than a bagel! The peanuts (actually the proteins in it) in the bar lower the index number making it better to eat. So it’s not all suffering when you go on a glycemic index weight loss program. The trick is to lower the index of food by combining it with high protein ingredients. This way, it will be slowly absorbed by the body.

Going on a diet fad or some other health quick fixes will not do the trick for you – and it may even be dangerous to your health. Choose a simple and effective way of getting your desired body – use glycemic index as a guide.

Glycemic Index Rice

Low glycemic index rice refers to product that has low amounts of simple carbohydrates. The white variety contains the highest amount of carbohydrate compare to other types. Therefore, diabetic people cannot eat white rice. White rice can increase the sugar level of the blood system at a rapid rate. When the sugar level is increased at a rapid rate, the person will feel that their appetite is not satisfied and will hunger for more food. A low glycemic index rice such, as the brown variety, is the perfect alternative to white. Besides brown, there are also other types such as short, medium and long grain. Each type of rice has a different effect on the body. Long grain rice has the lowest index ranking.

In order to maintain a balanced and healthy diet, you also need to add a variety of vegetables to your meals. There are low and high GI vegetables. Examples of vegetables with a low index value include bean sprouts, onion, garlic, cabbage, cauliflower and etc. On the internet, you can find some great websites that offer low glycemic rice recipes. You can use the recipes to cook delicious and heart healthy food for you and your family, although it is not necessary to follow recipes to cook a low glycemic meal. You can add any food such as brown rice, vegetables and fruits into your meal. To find a list of food with low carbohydrate, you can visit several helpful websites on the internet. Many websites offer free information on serving GI items and recommended serving size of the foods.

Rice, in general, has an index score of 64 – 93. Amylose rice has a lower index value compared to waxy rice. Basmati rice has low index rating and does not have a high carbohydrate content. There are two types of Basmati rice including white and brown rice. White Basmati rice has an index value of 60 while brown glycemic rice has a GI of 45. It is best to eat brown Basmati rice because it is a low glycemic index rice. The types of rice that are rich in carbohydrate and have high GI include risotto rice and other types of short grain rice. Sticky rice is high in cholesterol and carbohydrate. If you suffer from diabetes, make sure you stay away from high index rated rice. High ranked glycemic index rice can raise the sugar level in the blood and increase your appetite. You can become fat in a short time.

Breaking the Barriers of Information Dissemination

Communication which is a process of sending and receiving messages has a starting point. This point is not the actual sending, but deals with something which occurs in the sender before he initiates the acts of sending the message. There is the stimulation which comes first – that thing which propels or moves one to take an action. It is the reason for a communication encounter, and it takes place in the sensory nerve of an individual known as the Source.

The Source is that individual or group, which initiates a message. The source is the encoder or sender of the message – the one who receives the stimuli from inside of him and then decides on the means of transmitting the conceived message to the receiver. Because processes are involved in communication, the Source faces so many problems in achieving communication. Before information or opinion is passed to the receiver, the Source makes a move that shows that he wants to pass a message across. This move or initiative could be through speaking, gesturing, writing, or whatever means he feels is appropriate to transmit the message. In communication process, this move is known as an ACTION.

After taking an action, what follows is a REACTION, which is the result of the action taken by the sender or the communicator. It is the response to an action, which may come in form of a reply, answer, rejoinder, retort, acknowledgment or defense. The one chosen determines the next line of action by both parties, and to complete the process, the parties INTERACT. Interaction could be between two or more people showing that the message was duly communicated.

There are so many information messages going around the globe today, as well as counter behaviors of people. These show that not all messages that are sent across got to those they were meant for. So many factors are responsible for this. Skills used in communicating to people are more or less not considered by the communicator. It is his duty to however, ensure that he has a good grasp of the means he chooses to communicate. This will enable him reach his target audience effectively.

The message to be transmitted must be known to the communicator. If he does not have a good knowledge of the message, chances are that he will not be able to win the attention of his audience, appear important with the message or deliver it confidently. Effective communication can also depend on to a large extent on the knowledge of the environment in which the communication is to take place. The diversities that exist in different communities or areas help in forcing the Source approach on location and target audience. In Nigeria, for instance, consideration is given to age, status, social class, seniority, etc, quite different from what is obtainable elsewhere in the world. However, apart from this socio-cultural context, there is another important factor that bothers on attitude. The attitude of the Source of communication towards himself by way of displaying confidence in the message is very important to the successful transmission of his message. It should be noted that time after time people continuously are sending out messages to their various receivers, yet the level of ignorance exhibited by those to which these messages are meant for are alarming. Research has shown that the current method of information dissemination is not ideal hence the introduction of information repackaging.

This implies translation of the information in the language of the people; adopting the right medium familiar to the people and providing the right environment that would generate the required interest from the targeted group. Though this involves training and re-training, yet adopting the techniques of information repackaging would assist in redesigning the information meant to address the needs of the people, especially the rural dwellers. This may involve the transformation of printed information into oral form, using community information centers, Community Based Organizations (CBOs), radio jingles, television programmes, and focal group discussions, among others.

Transforming printed information into oral form: – The level of illiteracy in rural areas of does not support reading and writing. Therefore, oral information delivery is the most suitable means of reaching out to the people. Much of the existing information that people receive today appear mainly in print formats and often through medium that is not easily accessible to the rural dwellers. This is why people who are trained in the skills of information storage, retrieval and dissemination should be used in sourcing the required information and disseminating them to the rural dwellers.

Use of focal group discussions – Another good method of repackaging information is the use of focal group discussion. Information can be repackaged in form of stories, songs and drama, and presented to a particular target group.
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Translation of existing information to local languages – Another approach in information repackaging is the translation of existing information which appears in foreign languages into local languages. The intention here is to ensure that such useful information is disseminated to the target audience with ease. The information professionals and other related organizations and agencies should be involved in this translation project.

Use of posters/handbills – The technique here is to transform information on which is not accessible to the rural dwellers into posters and handbills to meet the information needs of the rural people. Such posters and handbills should be designed in such a way that it will attract the attention of the people. They should also be posted in strategic locations such as village squares, churches, hospitals and other public places. Most often information professionals may take some time to explain some of the posters and handbills for them to understand the message clearly.

Radio programmes and jingles – The radio remains a medium which permeates every location. A major advantage of repackaging information through the radio is the depth of its penetration and affordability of radios by so many families. Besides this, it is very easy and cheap to power the radios. Therefore, much of the needed information in print and online resources would be repackaged in local languages and disseminated through the radios. Programme designers in the radio stations should equally use these repackaged information in radio jingles to create more awareness. The dominance of certain strange languages like the English language in programme presentations should be de-emphasized in local radio stations so as to improve on the listening audience in the rural areas. There are many programmes in both the radio and television that are meant to educative and inform which should be repackaged and presented in local languages for wider reach. Presenters of programmes should equally consider the time of their presentation. Since rural areas are dominated by farmers, the timing should be seriously considered. Evening period is the most adequate, for many families would have come back from their farm works.

Television/home videos – The use of motion pictures creates a near real life situation and therefore, deepens the penetration of the message. The popularity of home videos and other television programmes on the people’s viewing culture is no longer in doubt. The availability of electricity in many rural areas, even though it is still very epileptic, has created opportunities for many families to enjoy films in their houses.

The use of community information centers – There are community information centers already existing in most rural communities. These centers are hospitals, churches, schools, village squares, civic centers, markets, etc, which are heavily depended on for effective information dissemination in rural areas. This makes it easier for information to be translated in local languages and disseminated through staff of these centers. For instance the teachers should be involved in enlightenment campaigns through the pupils and students. The Church, as another powerful institution in information dissemination, should be involved in the public enlightenment campaigns, using the repackaged information. In the same vane, enlightenment campaigns should be organized in markets and village square, where it is very obvious that the rural dwellers would have time to listen.

Community Based Organisations (CBOs) – Community Based Organizations (CBOs) have been recognized as very useful in reaching out to the rural dwellers with useful information. They are vital in promoting healthy living and socio-economic development of rural areas. Among these organizations are the age-grades, social clubs, women groups, town unions, co-operative societies, youth movements, etc. Since these organizations are closer to the people, information professionals armed with the repackaged information should reach out to these groups. However, the language of the people should be used and rendered orally.

Women groups – Women form one of the most formidable groups anywhere in the world. Their opinions on important issues of public interest are respected; therefore, it is imperative that focusing enlightenment campaigns on them would generate positive results. Existing information on major, but important matters should be repackaged to suit them. In most parts of the world, women groups exist. In Nigeria, for instance, women in the South Eastern areas are noted for their ability to organize themselves in groups and unions. The idea is to advice the communities on crucial matters that may bother on security, social life, family and education. The annual gathering of these women together with the mass return of those in urban areas to their various communities for this very important meeting, popularly referred to as “August Meeting” is now an integral part of Nigeria’s social life. Information professionals could as well avail themselves of such opportunities in using such meetings as a means of informing and educating these rural women on issues of public interest. In most cases, this can be done through talk shows, film-shows, seminars, etc, in their native languages.

Community leaders – Rural development activities have been usually propelled through the community leaders. This group of people include political leaders, religious leaders, village heads, school heads and other people in the community that command high degree of respect and follower-ship. Community leaders form the bedrock of information in the rural areas. Being the light of the society, they are strategically placed in obtaining the right and timely information. They often serve as intermediary between the sources of information and the people. As enlightened members of the society they are often involved in repackaging the information obtained for the general public. Information professionals should therefore, exploit the roles of these leaders to get their subjects informed on various matters of public interest. The approach here is to organize meetings with this group and then use the forum to train them on how to use the repackaged information to pass important messages across.

Website Indexed in Days – How to Get Your Site Indexed in Just Days by All the Search Engines

Some people have trouble getting their site indexed quickly by the search engines. There are a number of easy ways to make sure that your website does get indexed and quickly.

What is indexing?

It is the adding of a website or web page to the index of a search engine like Google, Bing, Yahoo! or Ask. The index of these is the collection of web pages that they have crawled and can return in a search result.

Obviously if you want to show up in search results to get free traffic it is crucial that you get as much of your site indexed.

Hypothetically search engines are happy to index a website within seconds if they see it as very important. So the key to getting indexed is making your site seem more important. There are a number of ways to do this.

Build high Page Rank backlinks

Backlinks are links from one website to another. They are seen as a vote for a website. The more votes a web page has the more important it is. Unfortunately backlinks are not made equal the more Page Rank they carry the more important the vote is to the search engines. Here are a couple of easy link build techniques:

Article marketing

Writing and submitting articles to article directories is a great way to build inbound links. This is because all article distribution sites allow you to place links at the bottom of your article to your website.

Write an eBook

Writing an eBook and giving it away for free is a fantastic way to build a profile for yourself as an expert in your field as well as build high quality backlinks. You can place as many backlinks as you want within the text of the eBook and then all you have to do is to get other sites to host it and make it available to their users. There are a number of eBook directories for free eBooks.

Video marketing

Much like article marketing, video marketing is creating videos and submitting them to the numerous video directories like YouTube. You can place a hyperlink at the start of the description of the video.

There are a couple of other ways you can make your website so that it will be indexed in days

Site architecture is very important. In general a three tier system is preferred in particular for small to medium sized websites. This entails only having any of your pages within two clicks of a button i.e. you could go from your homepage, to a second category, to any page on your website. This is ideal for a search engine robot who wants to be able to navigate a site easily. Another important part of site architecture is internal linking which is linking from one page of your site to another. The search engine robot wants to find its way around your site by following links so oblige it by placing links within the text, as well as in images and navigational bars. The use of breadcrumbs is another great way to break your site into easily accessible categories.

Create an XML sitemap, this a sitemap that is only available to the search engine. You can create one on any number of free tools. It is basically a list of all the pages you want indexed on your site and their importance. You submit the sitemap to the search engine from their webmaster section and they will prioritise their robot’s visits to your site. It will go to the high priority pages first making them the most likely to be indexed.

Don’t worry too much about indexing if you have high quality content and a website that complies with the search engine’s guidelines you will have most of your site’s pages indexed and showing up in the natural search results.

Risk Free Real Estate Investing

There is no such thing as a risk free investment. But there are ways of investing that can reduce the risk well below what any investor would consider to be acceptable. Investing in National Rental Affordability Scheme (NRAS) Real Estate is arguably the lowest risk real estate strategy available in Australia today.

Reduced Risk Profile

 

  • With rents at 20% below market value and a large pool of eligible tenants, investors can expect reduced vacancy risk.
  • With rents at 20% below market value and tenants qualifying income levels at up to $100,000 investors can be more selective in their choice of tenant.
  • Certainty of contributions from the Australian and State governments for a period of 10 years. Improved Rental Yields
  • The $9,140 annual National Rental Incentive for each rental dwelling, combined with the actual rent will improve rental yields over conventional residential investment properties.
  • The national Rental Incentive is income tax free, indexed to the rental component of the Consumer Price Index (CPI) and is additional to existing taxation arrangements including depreciation.

Further Benefits

 

  • NRAS is a Government Subsidised Property Investment
  • Secured Income Stream (10 Years)
  • Potentially Cash Flow Positive Investment
  • $90,000 Plus Tax Credits Over 10 Years. These are tax credits, not to be confused with tax deductions. Tax credits are effectively cash in your pocket. If your tax liability is lees than the credit, the difference is paid to you tax free.

 

NRAS property investment can counterbalance the risk and volatility of equity markets and helps to provide a balanced portfolio. The location of the properties and the attractive rents mean a stable and reliable income stream regardless of economic fluctuations.

With more than 1.5 million households eligible to rent NRAS properties, the vacancy risk is negligible. Properties must meet strict criteria for location, available facilities including public transport, schools, shopping centres etc as well as a healthy balance of rentals to owner occupied residences. All of which means high demand from tenants and potentially strong capital growth.

Investors can pick any tenants for NRAS properties, as long as these tenants do not exceed a certain income threshold. Income levels for eligible NRAS tenants are generous and allow for tenant salary increases of 25 per cent above the entry income limit.

For example, a couple with three children, earning a gross income of $100,768 per annum, is eligible to rent an NRAS dwelling. With the income increase allowance of 25 per cent, this family could earn up to $125,960 for two years before they become ineligible to remain in an NRAS property.

So investing in a National Rental Affordability Scheme property means:

 

  • Better rental yields
  • High demand from tenants meaning more choice for owners
  • Negligible vacancy rates
  • Strong potential for capital gains

 

That may not be risk free, but it is possibly the closest thing to it.